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One of the most significant areas of life that we find ourselves spending exorbitant amounts of money on is likely to be technology and electronics. Many people find themselves constantly advised or even professionally forced to upgrade every few months to the newest mobile phone, laptop computer, navigation or communication device, or flat screen television […]
One of the most significant areas of life that we find ourselves spending exorbitant amounts of money on is likely to be technology and electronics. Many people find themselves constantly advised or even professionally forced to upgrade every few months to the newest mobile phone, laptop computer, navigation or communication device, or flat screen television because the software and add ons change so quickly that one is essentially made to keep up with the progression or fall behind the times.
Even if one is not up on the latest and greatest electronic devices and only upgrades every few years or when one’s current device is on its last legs, one is still slammed with pricey software upgrades, expensive accessories and repair and replacement costs. If you find the financial pressure a strain keeping up with technology, you could look into gaining a Payday loan to support your requirements. All in all, the privilege of owning smart technological equipment inevitably also comes with the price of keeping up with it and all that entails. Fortunately, though, it is possible to keep your technology bill in check by simply caring for your devices while you have them and therefore enabling them to live a long and functional life.
Save By Protecting Your Devices With Skins, Covers and Cases
One of the easiest and cheapest techniques of prevention that we can practice to ensure the long life of a laptop computer, mobile phone, or other handheld device is simply covering it up. Just as we wouldn’t go outside with no clothing during the winter season without risk of frostbite or illness, we ought not to let our electronic equipment outside without the proper protective gear, whether that means a screen protector, keyboard slip, or a rugged case that will shelter it from the elements.
If you own a mobile phone that you want to last for more than a few months, a screen cover, outside protective casing, and slip cover or case that it can slide inside of when not in use are all essentials to the well being of your device. Physically, the mobile is something that is likely to go with you every where you go, and as such, it is subject to drops, falls, and the odd accidental toilet plunge. If your lifestyle is of the particularly rugged nature, consider getting an entirely waterproof casing for your mobile so that no matter what, it will be dry as a bone and fully functional even in the worst of circumstances.
Cases exist now on the market that will protect your mobile from damage to the extent of being run over by a motor vehicle, so if your lifestyle or clumsiness level calls for it, make sure that you buy the maximum protection that you think you might need. Even though it will be an initial expense, the protection will end up saving you money in the long run as you will be spared the cost of having to replace your device in the case of an accident.
Protecting Your Laptop Computer
When it comes to preventing damage on a piece of machinery the size of a book that is worth thousands of pounds, it is best to be cautious and always utilize more covering and protection than you think you will need. In the case of laptop computers, it is wise to purchase a rubberized or plastic encasement for the whole device before it even leaves your house for the first time after you acquire it. This way, you will be protected from scratches, drops, water and other laptop hazards. If you ever decide to resell the computer, its pristine condition will be a major selling point and you can remove the screen cover and scratch proof casing to display a computer that looks like new.
Saving on Electronics Maintenance and Repair with Insurance Coverage
Although it is common to associate insurance coverage and claims with areas of life like motor vehicle accidents, house fires, and accidents or violent crime, it is not as common to relate your electronic devices with their own insurance policies. However, it is no unusual incident for a laptop computer or mobile phone device to incur damage due to a drop or fall, an encounter with water, or even theft.
Thankfully, there are insurance coverage policies that you can take out on these everyday household electronics items that will make sure that you are not slammed with the total costs of repair or replacement in the event that you do drop your mobile phone into the English channel whilst on holiday or that your laptop computer is stolen whilst you were in the loo of your favorite coffee shop. When it comes to electronics that you use so often and are worth so much cash for something so small and valuable to you, it only makes sense to have insurance coverage on them just in case of disaster.
Damage Prevention for Mobiles and Computers Will Save You Money in the Long Term
As a method of prevention, make sure that you take out an insurance policy on a television, mobile, or computer the day that you purchase it, or shortly thereafter. You will want to make sure that you register your device with its proper serial number, unique description and warranty, if applicable, so that the insurer will be able to replace it with a similar machine in case it is stolen or damaged beyond repair. Although you will be paying a small, usually monthly, fee upfront, the cost of insurance is usually so negligible that it is worth it and will end up saving you money in the long run.
The least costly your device, generally, the less your insurance will cost. Some types of insurance policies are available through the manufacturers themselves. For instance, if you own an Apple computer, you may be able to purchase an extra form of insurance (beyond the included warranty) called Apple Care that will cover the costs of repair or replacement of your device if something unexpected happens to it. Particularly if you travel extensively with your machine, whether professionally or personally, a policy like Apple Care will be extremely useful to you and is likely to pay for itself over time.
Getting Insurance Through a Third Party Company
You will want to check out this comprehensive list of some of the top electronics insurers in the UK when you get started on your search for the right policy for your situation, budget and needs. The monthly fees for many of these policy adjusters range from around £1.50 to £14, depending on the value of your device, the type of coverage you decide to take out, and the company itself. These affordable monthly fees ensure that mobile or laptop insurance is truly a cost effective bill for you to pay, as such a small pre-cautious fee can end up saving you thousands of pounds in the long run if your laptop were to be stolen.
The various types of insurance you will have to sort through when distinguishing which policy is right for you will differ in premium amount, coverage sort, and other factors. Choose a policy that will not require you to pay a large portion of the damage or difference in the case of incident, or else the insurance coverage won’t be worth getting in the first place. Additionally, make sure you choose a policy that will cover all the electronic devices you wish to insure, so that you may only pay one monthly bill for coverage all of your machines.
